Services

Who We Serve

C & J Title Services offers a full range of Title Insurance and Settlement Services for both Residential and Commercial transactions. The clients we serve include:

 

    • Home Buyers and First Time Buyers
    • Home Owners looking to refinance
    • Lenders
    • Mortgage Brokers
    • Investors
    • Attorneys
    • Builders and Developers
    • Residential and Commercial Realtors

Closings can be scheduled at the attorney’s office; the lender’s office, our offices or C & J Title Services will travel to the borrowers’ residence or place of business.

We Provide:

Title Insurance:

  • Owner’s Policies
  •  Lender’s Policies
  • Leasehold Policies
  • Condominium and Co-op Unit Policies
  • Title Searches
  • Survey and Inspection Services
  • Loan Document Preparation
  • Title and Document Review
  • Closing and Escrow Services
  • Recording Services

Foreclosure Services:

  • Mortgage Foreclosure Searches
  • Mortgage Foreclosure Certificates
  • Tax Lien Foreclosure Searches
  • Mechanic’s Lien Foreclosure Searches
  • Due Diligence Services
  • (Multi-State Transactions):
  • Multi-Jurisdictional Lien and Litigation Searches
  • Entity Formation and Qualifications
  • Procurement of Municipality Letters Regarding Zoning and Compliance
  • Procurement of Zoning Reports
  • National Recordings and Filing Services

Additional Searches & Services:

  • Covenant Restriction and Easement Searches
  • Full and Short Period Title Searches
  • Historical Searches
  • Judgment and Lien Searches
  • Mortgage Searches
  • Municipal Searches
  • Partition Searches
  • Real Estate Tax Searches
  • Surrogates Court Searches
  • UCC Searches
  • Abandonment Certificates
  • Business Certificates (Filing and Retrieval)
  • Condemnation Certificates
  • Tax Redemption Certificates
Seach Request

Residential

C & J Title is made up of some of the most knowledgeable and successful title professionals in the Tri State Area serving New Jersey and beyond. We are committed to providing you with an unbeatable combination of local experience, personal relationships and over 30 years’ experience in the title industry.

Residential Title Closing Services

  • Closing of residential purchases.
  • Closing of residential refinance transactions.
  • Closing of new construction.
  • Closing of land and land development projects.
  • Closing of REO (foreclosure) properties.

Buyer's Checklist

  • Contact lender and get a pre-approval letter.
  • Sign, initial, and date the “Earnest Money Contract” for Realtor to submit.
  • Have Realtor help you schedule any inspections that are needed.
  • Turn in all supporting documentation to lender to verify income and assets.
  • Call insurance company to get homeowner’s policy on new home. Give to lender well in advance so they can prepare closing documents and forward invoice to title agent to pay.
  • Provide Realtor with the contact name and phone number of your new mortgage company
  • Give Realtor your home warranty choice.
  • If property is to be your homestead, your spouse must attend the closing even if title will be in only one spouse’s name.
  • Bring all items to closing including current driver's license and either a cashier’s check made payable to the title agent for closing costs due or wire funds to title agent for closing.
  • Come to closing and sign all documents. After lender has approved and funding has occurred, the closing is complete.
  • Congratulations on your new home purchase.
Download Checklist

Seller's Checklist

  • Locate existing survey and provide to Realtor prior to contract.
  • Tell Realtor if any of the following has occurred: Marital status since acquiring property, any additional loans against your property, abstract of judgments, bankruptcy, foreclosure, or any changes since survey for improvements.
  • Sign, initial, and date the “Earnest Money Contract” for Realtor to submit.
  • Provide Realtor with your social security number, your lender’s name, loan number, and phone number of loans on property.
  • Have Realtor help you schedule any inspections that are needed.
  • Review title commitment and call title agent if you have any questions. Confirm that your Realtor scheduled a closing time.
  • Bring all items to closing including current driver's license, keys, warranties, and garage door remotes.
  • Your spouse must also attend the closing and sign if property is homestead or jointly owned.
  • Maintain homeowner’s insurance until after closing and signing all documents and funding is completed. Once this is finalized, you may cancel your homeowner’s policy.
  • Bring wiring instructions for your bank to closing if you want your funds wired directly to your account.
Download Checklist

Commercial

C & J Land Title specializes in knowing everything you need to know about our part of Tri State. We have a strong network of relationships here and across the state which helps us take good care of our customers. We are owned locally and most decisions can be made right here in New Jersey , Every transaction is personal to us and we have an experienced commercial staff chosen by us to make certain each deal runs smoothly. We are committed to your needs. Each commercial project, land and property transaction, or other real estate deal we handle is important to you….and is equally important to us. Our expert staff of escrow professionals and attorneys is ready to help you when you choose American Land Title. Call us today for more information!

 

Contact Us

Get in touch with us to learn more about our title agency services in New Jersey and how we can assist you.

Get In Touch